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Privacy Policy

Effective Date: 1st October, 2025

This Privacy Policy ("Policy") explains how OOOO Ltd Pte., based in Dubai ("GramFi," "we," "our," or "us") collects, uses, discloses, and safeguards information in connection with the use of our Website (https://gramfi.ai), our Telegram-based Info-Fi service, and any related products, services, or applications powered by AI analytics (collectively, the "Service"). By accessing or using our Service, you ("User" or "you") acknowledge that you have read, understood, and agree to the terms of this Policy.

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INFORMATION WE COLLECT

We may collect the following categories of information:

  • Account Information: Information you provide when creating an account, such as Telegram ID, linked wallet address, email, username, and profile details.

  • Usage Information: Data related to your use of the Service, including activity logs, Graming points accrued, participation in group chats, referrals, and related interactions.

  • Third-Party Data: Information obtained from integrations with Telegram, X (formerly Twitter), or other third-party services that you connect.

  • Technical Information: IP addresses, device identifiers, browser type, cookies, session data, and related metadata.

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USE OF INFORMATION

We may use collected information to:

  • Operate, improve, and personalize the Service;

  • Track and display analytics related to Graming activities;

  • Detect, prevent, and address fraud, abuse, or violations of Terms of Use;

  • Communicate with you, including sending updates, alerts, or promotional information;

  • Comply with legal obligations and regulatory requirements.

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GRAMING POINTS AND TOKENS

  • Graming Points are provided as part of the Service to reward user participation.

  • Graming Points may be redeemable for $GRF tokens or other promotional assets, subject to our sole discretion.

  • We make no guarantees regarding the value, transferability, or future availability of Graming Points, $GRF tokens, or any related rewards.

  • All Users agree that changes, suspension, or termination of the Graming system may occur without prior notice, and Users accept all risks related to such changes.

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USER ABUSE AND ENFORCEMENT

We reserve the right, at our sole discretion, to suspend or terminate accounts, adjust or delete Graming Points, or restrict access to the Service if a User is determined to be engaging in abuse, fraud, manipulation, or other conduct deemed harmful to the Service.

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DISCLOSURE OF INFORMATION

We may share information as follows:

  • With service providers and partners assisting in operating the Service;

  • In connection with business transfers such as mergers or acquisitions;

  • To comply with legal processes, regulatory requirements, or governmental requests;

  • To enforce our Terms of Use or protect the rights, property, and safety of GramFi and our Users.

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DATA SECURITY

We implement commercially reasonable measures to protect your data, but we cannot guarantee absolute security of information transmitted or stored electronically. Users acknowledge and accept these inherent risks.

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DATA RETENTION

We may retain personal information as long as necessary for business operations, compliance with legal obligations, or dispute resolution. We may also anonymize or aggregate data for analytics.

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USER RIGHTS

Depending on your jurisdiction, you may have rights to access, modify, delete, or restrict the processing of your personal information. Requests should be submitted to [email protected].

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SERVICE LIMITATIONS

  • The Service is provided "as is" and "as available" without warranties of any kind.

  • We do not provide financial, investment, or legal advice. All insights are informational and not guarantees of future outcomes.

  • The Service may be suspended, discontinued, or modified at any time without liability to Users.

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JURISDICTION AND GOVERNING LAW

This Policy shall be governed by and construed under the laws of Dubai, United Arab Emirates. Any disputes arising shall be subject to the exclusive jurisdiction of the courts of Dubai.

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CHANGES TO THIS POLICY

We may revise this Policy at any time. Updates will be posted on the Website with an updated "Effective Date." Continued use of the Service after changes constitutes acceptance of the revised Policy.

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CONTACT US

For questions regarding this Policy, please contact us at: [email protected]

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